Ughhhhhhhh

[rsolis]

Just gotten done fixing all my interior issues and rattles and THIS happened.

She backed into me backing out of a parking space in my apt complex as I was leaving. I honked and tried to zip away but it was too late

Honestly the damage could have been waaaaay worse and the rear trim piece and wheel well trim piece is at the junkyard right now. Door functionality wasn't damaged, it opens and closes fine.

It was "private property" and apparently in Michigan she couldn't be cited.




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[Chuck Norris]

I guess its just too much trouble for some people to look behind them before they back out. We have a very busy parking lot near my house, and every time I am there I witness at least one near-miss. Stupid people make me crazy.

[Tiggie]

Will insurance cover it?

[rsolis]

I think I can fix this for less than the deductible. We shall see. Probably not though because it's private property


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[HiFiMerc]

Doesn't make sense to have anything nice these days. Some fuck is gonna come along and trash it eventually. Good luck fixing it.

[knucklehead0202]

Bummer man. Could you be cited for murder on said private property? That's where my mind would be going...

[rsolis]

Yeah so the trim on the junkyard car just would budge. Those silver screws might as be welded on


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[87gtVIC]

Yeah. An impact gun with a good phillips bit would fair better on those.

[rsolis]

Yeah so the trim on the junkyard car just would budge. Those silver screws might as be welded on


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[VicCrownVic]

+1 on the impact, otherwise just drill the heads off the screws and worry about replacing those later.

[gadget73]

I'd still turn that in to insurance. Seems to me that since it was not your fault, you should not have the deductible. It ought to be paid by the other person's insurance. I know it really doesn't work that way, but it should, or the other person should have to come up with the deductible amount out of their pocket.

JMHO.

[Chuck Norris]

Unrelated to your unfortunate accident, what size tires are you running rsolis? From what I can see, they look nice on your ride!

[DerekTheGreat]

Don't turn it in to your insurance. That's exactly what I did when I was in a similar "private property" situation last year. I went from paying ~95/month to now 140/month. Insurance companies aren't your friends and they will get their money back plus that goes on your record and are thus less eligible for other insurance companies. To add insult to injury they declared my car a total loss as they valued it at $2,400. Oh yeah, driver that hit me was uninsured with expired DL and was driving someone else's car. I am going to keep full coverage on my car until we get our house and put away roughly 3k for that reason. After that, it's as cheap as possible for me. I used to think insurance companies were good but I had to learn that the hard way when I actually needed to rely on them. If you want to drive one of these daily I suggest going to JY's and collecting trim bits, mirrors, bumpers and lenses just in case.

I've also found that using a screw driver or bit on the screw and then whapping it good with a hammer will bust 'em loose. I haven't had luck with the power tool thing but then again I'm not great mechanically.

[79lincolnlover]

Was the wheel cover damaged as well?

[GM_Guy]

yeah, Insurance companies anymore, just make note you where involved in a collision, matters not if it was your fault or not, the computer that generates the rates uses it against you, maybe a bit less-so for not at fault.
Same deal with comprehensive and the supposed "free windshield" repair. Don't think they don't take notice and make a note in your record. Claim too many, and you know what happens next.
Toss in the b.s. that is no-fault insurance and it just gets worse since your own insurance company is paying for your repairs, they do not go after the other company. Everybody gets a black eye now. And since your insurance company pays for your car repairs, write-offs come quickly for something older. Agreed value if you have something you expect a good pay out for in the event of the worst.

Alex.